Terms of Use

Last updated: November 6, 2026

These Terms of Use govern your use of wwmerchantservices.com (the “Site”), operated by Worldwide Merchant Services Inc. (“WWMS”, “we”, “us” or “our”). By using the Site, you agree to these terms. If you do not agree, please do not use the Site.

1. Who may use the Site

The Site is meant for businesses and people in the United States who are at least 18 years old. If you use the Site for a business, you confirm you are authorized to act for it.

2. Information only, not an offer

The Site describes our services for general information. Nothing on it is an offer, a commitment to provide service, or financial, tax or legal advice.

Savings estimates: the savings calculator and any estimate we give are illustrations based on assumptions, such as an average processing cost of 2.9%. Your actual costs and savings will vary.
Rates and programs: rates, fees, equipment offers and programs can change and may depend on your business, volume and industry.
Approval: all merchant accounts are subject to underwriting and approval by our sponsor bank and processing partners. American Express may require separate approval.
Disclosure: Worldwide Merchant Services Inc. is a registered Independent Sales Organization of Citizens Bank, N.A., Providence, RI.

3. Trademarks

Clover, PAX, Dejavoo, Authorize.net, PayTrace and other product names and logos on the Site are trademarks of their owners. Their use on the Site does not mean they endorse or are affiliated with us.

4. Information you send us

You agree that the information you send through the Site is accurate and that you have the right to share it. You agree that we may contact you by email or phone about your request. Our Privacy Policy explains how we handle your information.

5. Acceptable use

You agree not to:

use the Site for any unlawful or fraudulent purpose
send false information or impersonate anyone
try to gain unauthorized access to the Site or its systems
interfere with the Site, including by uploading harmful code
scrape, copy or collect content or data from the Site by automated means without our written permission

6. Our content

The Site and its content, including text, graphics, logos and design, belong to WWMS or its licensors and are protected by law. You may view and print pages for your own business use. You may not copy, change or distribute them without our written permission.

7. Other websites

The Site may link to websites we do not control. We are not responsible for their content, products or practices.

8. Disclaimer

The Site is provided “as is” and “as available”. To the fullest extent the law allows, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose and non-infringement. We do not promise that the Site will be uninterrupted, error-free or free of harmful components.

9. Limitation of liability

To the fullest extent the law allows, WWMS will not be liable for any indirect, incidental, special, consequential or punitive damages, or for lost profits, data or business, arising from your use of the Site. Our total liability for any claim related to the Site is limited to $100.

10. Indemnity

You agree to defend and hold WWMS harmless from claims, losses and costs, including reasonable attorneys’ fees, that arise from your misuse of the Site or your breach of these terms.

11. Governing law

These terms are governed by the laws of the State of New Jersey, without regard to its conflict-of-laws rules. Any dispute about the Site will be heard in the state or federal courts located in Bergen County, New Jersey, and you agree to their jurisdiction.

12. Changes and general terms

We may change these terms by posting a new version and updating the “Last updated” date. Your continued use of the Site means you accept the changes. If any part of these terms is found unenforceable, the rest stays in effect. Our failure to enforce a term is not a waiver of it. These terms and our Privacy Policy are the entire agreement between you and us about the Site. Any merchant processing or partner agreement you sign with us is separate and governs that relationship.

13. Contact us

Worldwide Merchant Services Inc.
55A E. Ridgewood Ave., Ridgewood, NJ 07450
Email: [email protected]
Phone: (888) 408-7700